Need fast, flexible financing for your real estate investments? Explore our Hard Money Loan options.

Hard Money Loans provide access to a non-traditional financing solution that can be ideal for time-sensitive real estate opportunities. Unlike conventional loans, hard money loans are primarily based on the value of the collateral property rather than the borrower’s creditworthiness or income. This makes them a viable option for:

• Quick Acquisitions: Close on a property quickly, often in a matter of days, when traditional financing would take weeks or months.
• Fix-and-Flip Projects: Secure the capital needed for purchasing and renovating properties for a quick resale.
• Value-Add Properties: Finance the acquisition and improvements of properties that require significant work to reach their full potential.
• Bridge Financing: Use a hard money loan as a temporary solution while working towards securing more traditional, long-term financing.
• Borrowers with Less-Than-Perfect Credit: When traditional lenders are hesitant, hard money lenders offer a more flexible approach.

Key Characteristics of Our Hard Money Loans:

• Asset-Based Lending: The property’s value is the primary factor in the lending decision.
• Faster Closings: Significantly quicker approval and funding processes compared to traditional loans.
• Shorter Terms: Typically have shorter repayment periods (e.g., 6 months to 2 years).
• Higher Interest Rates and Fees: Due to the increased risk and speed, hard money loans generally come with higher costs.
• Flexible Underwriting: Less stringent income and credit requirements compared to conventional loans.

Click below to learn more about our Hard Money Loan programs and see if this financing option is the right fit for your investment strategy.

At Tribune Funding, we specialize in commercial real estate financing for a variety of property types and investment goals. Whether you’re acquiring, refinancing, or redeveloping, we have flexible solutions to support your objectives.