Privacy Policy for Tribune Funding

 

Effective Date: May 24, 2025

Tribune Funding (“Tribune Funding,” “we,” “us,” or “our”) is committed to protecting the privacy of the individuals and businesses we interact with. As commercial loan brokers, we understand the importance of handling your information with care and transparency. This Privacy Policy outlines our practices regarding the collection, use, disclosure, and protection of information we receive when you engage with our services, visit our website, or otherwise interact with us.

This policy applies to information we collect through our website, during the commercial loan application and brokerage process, and through other communications with you.

  1. Information We Collect

As a commercial loan broker, we collect information necessary to facilitate financing solutions for businesses and real estate investors. The types of information we may collect include:

Business Information: This includes but is not limited to your business name, address, phone number, email address, Employer Identification Number (EIN), financial statements, tax returns, bank statements, business plans, information about your real estate projects, and details regarding your financing needs.

Personal Information (of Principals, Guarantors, and Key Individuals): In connection with a commercial loan application, we may collect personal information about the business owners, principals, and any guarantors. This can include names, addresses, phone numbers, email addresses, Social Security Numbers, dates of birth, credit history, financial statements, tax returns, and information about assets and liabilities.

Website Usage Information: When you visit our website, we may automatically collect certain information about your device and Browse activity. This can include your IP address, browser type, operating system, referring URLs, pages viewed, and the dates and times of your visits. We may use cookies and similar tracking technologies to collect this information.

Communication Information: We may collect information when you communicate with us, including emails, phone calls, and information provided through contact forms on our website.

  1. How We Use Your Information

We use the information we collect for various purposes, primarily focused on providing our commercial loan brokerage services. These purposes include:

Assessing Your Financing Needs: To understand your business, your project, and your specific funding requirements.

Facilitating Loan Applications: To prepare, submit, and manage loan applications with potential lenders and financial institutions on your behalf.

Communicating with You: To respond to your inquiries, provide updates on your loan applications, and send you relevant information about our services.

Marketing and Outreach: To inform you about products, services, and opportunities that we believe may be of interest to you (you may opt-out of marketing communications).

Improving Our Services: To analyze trends, understand our clients’ needs, and enhance our website and service offerings.

Compliance and Legal Obligations: To comply with applicable laws, regulations, legal processes, and industry standards. This includes due diligence and “Know Your Customer” (KYC) requirements.

Fraud Prevention and Security: To protect against and prevent fraud, unauthorized transactions, claims, and other liabilities.

  1. How We Share Your Information

As commercial loan brokers, sharing information with relevant third parties is a core part of our service. We only share information as necessary to facilitate your financing requests or as otherwise described in this policy. We may share your information with:

Potential Lenders and Financial Institutions: We will share your business and relevant personal information with potential lenders to seek loan approvals and funding offers on your behalf.

Third-Party Service Providers: We may share information with service providers who perform functions on our behalf, such as credit reporting agencies, appraisers, title companies, legal counsel, IT support, and marketing partners. These providers are contractually obligated to protect your information and use it only for the purposes for which it was disclosed.

Business Partners: We may share information with trusted business partners with whom we collaborate to offer specific products or services.

Legal and Regulatory Authorities: We may disclose your information if required by law, regulation, court order, or other governmental request. We may also disclose information to enforce our agreements, protect our rights or property, or ensure the safety of our clients or others.

In Connection with a Business Transaction: If Tribune Funding is involved in a merger, acquisition, sale of assets, or other business transition, your information may be transferred as part of that transaction.

We do not sell your personal or business information to third parties for their independent marketing purposes.

  1. Data Security

Tribune Funding takes reasonable measures to protect the information we collect from unauthorized access, use, disclosure, alteration, or destruction. We implement administrative, technical, and physical safeguards designed to protect your information. These include secure data storage, access controls, and encryption where appropriate. However, please be aware that no security system is impenetrable, and we cannot guarantee the absolute security of your information.

  1. Cookies and Tracking Technologies

Our website may use cookies and similar technologies to enhance your user experience, analyze website traffic, and for marketing purposes. Cookies are small text files stored on your device. You can typically set your browser to refuse cookies or to alert you when cookies are being sent. However, please note that some parts of our website may not function properly without cookies.

  1. Your Choices and Rights

Depending on applicable laws, you may have certain rights regarding your personal information. These may include:

Access: The right to request access to the personal information we hold about you.

Correction: The right to request that we correct any inaccuracies in your personal information.

Deletion: The right to request the deletion of your personal information, subject to certain exceptions.

Opt-Out: The right to opt-out of receiving marketing communications from us. You can usually do this by following the unsubscribe instructions in the communications you receive or by contacting us directly.

To exercise these rights, please contact us using the information provided below. We will respond to your request in accordance with applicable laws. Please note that we may need to retain certain business information to fulfill our contractual and legal obligations.

  1. Children’s Privacy

Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children under 18. If we become aware that we have inadvertently collected personal information from a child under 18, we will take steps to delete it.

  1. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. We will post the revised policy on our website and update the “Effective Date” at the top of this policy. We encourage you to review this policy periodically to stay informed about our information practices.

  1. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or our privacy practices, please contact us at:

loans@tribunefunding.com